Are you looking for a credit card that can also be used as an EZ link card? We got you covered. In this article, we will list some of the best credit cards that will make for the best ezlink customised experience. Without further ado, let’s start:
- Standard Chartered Unlimited Cashback Credit Card
One of the latest cash rebate credit cards in Singapore, Standard Chartered Unlimited Cashback Credit Card comes with EZ Reload by Card functionality, which means that the card automatically renews your balance once it reaches a certain point. With this function, you can never run out of funds ever again, which can be a nuisance if you are living in Singapore.
The standard automatic top up is $50.25, which is imposed with a $0.25 fee. The automatic top up amount can be reduced or increased at your discretion, however, the fee cannot be removed. In order to avoid this annoying fee, limit the number of top-ups on your card by avoiding small but numerous top up transactions.
One of the advantages of this card is that EZ Reload by Card top ups are included in the 1.5 percent cashback for retail purchases. This means that you essentially get a 1.5% discount for your EZ link top ups.
If you want a straightforward cashback card, this card is a great choice. There is no minimum transaction amount required, and the amount of rebates that you can get does not have a cap either compared to other cards.
- Citi SMRT Card
This card is the only card that you can get in Singapore that is partnered with a transport company in Singapore. With this in mind, you can easily activate your card by visiting a TransitLink office. Once you have processed the card, you are good to go and it can be used as an EZ link card.
Citi SMRT card offers a rebate of 2 percent for EZ Reload purchases that amount to at least S$30. Any EZ Reload purchase that is lower than $30 gets a 1 percent rebate instead. With this in mind, you should try to hit that goal every time you reload and you will make some savings in a year or so of using this card. The rebates come in form of vouchers or free rides on public transport, which is good enough.
However, the rebate of 2 percent comes with a requirement of needing to spend at least S$300 every month, failure to do so will only provide you with a 0.3 percent rebate. Additionally, the rebates are limited to 600 SMRT credits, or S$600.
One of the advantages of this card is the absence of convenience charges if you are topping up via EZ Reload, which other cards often charges $0.25 for each transaction. Once you met the lowest spend requirement, you can save money on free train ride fees and vouchers that can be redeemed with the point rebates that you obtained.